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Get the Phone You Need. Build the Future You Want.

With Ascend, getting a new smartphone is easier than ever. Our rent to own plan lets you access the latest tech while making affordable monthly payments that help build your credit score—no loans, no debt, just smarter financial choices.

Build credit with all major credit bureaus

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Why Choose Ascend Devices?

No big upfront costs

Get your phone now and pay for it monthly through our 12 month rent to own plan.

Always protected

Your phone comes with free gadget protection for theft, screen cracks, and accidental damage.

Upgrade halfway through

After 6 months, you can keep going, switch to a newer device, or buy the one you have.

Earn upgrade credit

A small portion of your monthly payment is saved in a Upgrade Fund. If you choose to get a new phone with Ascend after your plan ends, you can apply this credit to reduce the upfront cost of your next device.

Own your device — and build your future

At the end of your 12-month plan, the device is yours. Plus, every payment you make is reported to credit bureaus to help grow your credit score.

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How It Works

1. Choose Your Phone

Select from a range of top-brand smartphones — whatever fits your lifestyle and needs.

2. Choose Your Payment Plan

Pick the device you want and start a simple 12-month rent-to-own plan. You’ll make affordable monthly payments, and at the end of the term, the device is yours.

3. Strengthen Your Credit Score

Each on-time payment is reported to credit bureaus, helping you build or improve your credit score while enjoying your device.

4. Own Your Device & Unlock New Opportunities

Once your payment plan is complete, your device is fully yours, and your improved credit profile gives you access to better financial products.

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No hidden fees, no surprises—just fair tech access and real credit growth.

Say goodb 

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e

to low credit scores

"I got the latest smartphone with no hassle and now I’m building my credit just by making my monthly payments. Ascend made it so easy."

Johan M.

"I needed a new phone for work but didn’t want to take on debt. With Ascend Devices, I got my phone immediately and improved my credit score at the same time."

Thandi M.

"I love that Ascend offers both brand-new and A-grade refurbished devices. I got an affordable tablet and it looks and works like new."

Zanele F.

Frequently asked questions

Watch your credit score

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fast.

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Simple payments, safe ownership—smart tech that builds your credit, not your stress.

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