At the start of the period, Ascend Credit provides you with a savings loan, which is placed in a secure account that you cannot access for 12 months. Each month, you make fixed payments towards this amount, and these payments are reported to credit bureaus, helping you build a positive credit history. At the end of the 12 months, you receive the total amount saved.
No upfront deposit required
Improve your credit score with on-time payments
Receive your full savings at the end of the period
